Retirement and 401(k)

Retirement Savers Benefit From Changes to 401(k)s

Rodney Brooks
March 13, 2020

There have been a lot of recent changes to 401(k) plans, which is generally good news for workers saving for retirement. The Setting Every Community Up for Retirement Enhancement Act has brought some dramatic changes for retirees. "This is considered the biggest set of changes to retirement legislation in more than 10 years," says David Schneider, a certified financial planner and founder of Schneider Wealth Strategies in New York City. 

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Authored By Rodney A. Brooks

TRAFOTFBThe author tells the history of the Freedman’s Savings Bank, how it grew much too quickly, why it failed and the impact on Black America. The Freedman’s Bank offered a safe depository for formerly enslaved people, expanded quickly and gained millions in deposits – mostly ranging from $5 to $50. But inexperience and corruption doomed it to failure, costing may of the small depositors their savings.

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“Rodney A. Brooks’ ‘Fixing the Racial Wealth Gap’ is one of the best written and most prescriptive books I’ve read on this prickly subject. Using powerful stats, stories and insightful wisdom, it is written from the heart, mind, body and spirit … plus years of research and thought as a mainstream journalist, Fixing the Racial Wealth Gap is revealing, humorous, instructive and sobering.” – Dr. George C. Fraser

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